Springwise
Your daily fix of new business ideas Springwise and its network of 17,000 spotters scan the globe for smart new business ideas, delivering instant inspiration to entrepreneurial minds. More at www.springwise.com
logo
Your daily fix of new business ideas Springwise and its network of 17,000 spotters scan the globe for smart new business ideas, delivering instant inspiration to entrepreneurial minds. More at www.springwise.com

Russian bank rewards customers’ sweat with higher interest rates
There are countless initiatives designed to get the public fitter and healthier, but (perhaps unsurprisingly), it’s often those that offer a financial incentive that prove the most effective. We’ve already seen gym classes which become cheaper the more the user works out, and Nike’s Facebook app which enables runners to pay for products with kilometers they have run. Taking the link between financial savings and health benefits to an even more literal level, we’ve now come across a Russian bank offering a new account which rewards customers for every step they take. READ MORE…
App helps travelers get compensation for delayed flights
When transport companies mess up their customers’ journeys, it’s usually common courtesy to offer them something to apologize, but not many know that they’re often legally obligated to offer a refund if requested. London’s Tube Refund has been winning compensation back from underground operators TfL for a while now, a new app called AirHelp now makes getting a refund for delayed or cancelled flights easier for holiday makers. READ MORE…
Crowdfunded goods at crowd-determined prices
Platforms such as Kickstarter and Etsy have enabled a whole generation of crafters and creatives to market their unique goods, and we’ve even seen retail outlets dedicated to only selling work from independent talents in the form of sites like TinyLightbulbs. Now Singapore-based Haystakt is offering a twist on the crowdfunded model, dropping the price of artisanal products for every purchase made after the funding target has been reached. READ MORE…
Site uses algorithms to tell collectors when to buy and sell emerging art
The art market is a notoriously messy and unpredictable one, but nevertheless a cash cow for gallery owners and dealers. In the past we have seen platforms such as Artsy make the discovery and purchase of famous and lesser-known works a little bit easier, and now a new service called ArtRank aims to quantify the value of artists in the emerging fields of net.art and street art. READ MORE…
App turns small change into an investment portfolio
nvesting money in the right places isn’t easy if you don’t have the know-how, and especially if you don’t have the money in the first place. However, even a small amount of cash can be placed into shares, and Acorns is a new app that rounds up users’ purchases to the nearest dollar and automatically invests the difference in a stock of their choice. READ MORE…
Service charges users when they don’t do their study, pays them when they do
One way to motivate humans to do anything is to provide rewards when they achieve and punishment when they fail, which has been the basis of apps such as GymPact, the platform that uses money as a tool for stimulus for keeping fit. Reworking the model for students, StudyPact gives students financial prizes for completing a set amount of work each week, with penalties for missed deadlines. READ MORE…
‘Business cards’ for homeless people let anyone donate with their phone
When it comes to giving money to members of a city’s homeless community, many people worry that their change isn’t going to fund essentials such as food or shelter. While startups such as TaskTurtle have already attempted to tackle the problem by offering sustenance in exchange for work, San Francisco’s HandUp is now using business cards to let citizens donate food credits to people in need through their mobiles. READ MORE…
Dutch airline passengers can now buy a flight through Facebook and Twitter
In the recent past, we’ve seen Soldsie leverage social conversations as a payment platform — enabling users to buy fashion products by simply leaving a comment on the relevant Facebook photos. While a flight is typically a much larger purchase, KLM Royal Dutch Airlines is also now enabling its customers to confirm and pay for a seat on one of their flights through social media platforms. READ MORE…
Service lets web users earn money from selling their data
Most people are uneasy about companies making money from the personal data they make available online, but are happy to turn a blind eye if it means they can continue using services such as Facebook for free. Aiming to give web users more control over what they share, Datacoup is a marketplace that lets anyone sell their personal information direct to advertisers. READ MORE…
Smart bag can stop shopaholics from overspending
Sometimes, humans just can’t control themselves and end up doing things they know they’ll regret later. Ideas such as the Kitchen Safe have previously helped homeowners hide snacks from themselves, and now iBag is a handbag that automatically locks owners out if it detects they’re about to splash the cash. READ MORE…
Bitcoin alternative promises to boost global solar energy
Digital currencies have become a more promising proposition thanks to the tentative success of Bitcoin, which has even inspired the semi-serious efforts of both dogecoin and Coinye in recent months. Now SolarCoin is hoping to provide another option that is backed by the production of solar energy. READ MORE…
Cashback app lets users earn even if they’re using company expenses
While meals and hotel stays are paid for by the company on business trips, it’s the employee that often makes the decision on which brands get the money when they dine and book accommodation. Now Spain’s Spendearning app enables employees to claim personal cashback on business expenses for the consumer choices they make. READ MORE…
Bus brings banking services to customers in rural areas
Boston’s City Hall To Go scheme has seen the municipality’s administrative services placed on wheels to reach those in the suburbs, and now Spain’s Bankia hopes to do the same for its financial services, with the aim of helping out those in rural locations. READ MORE…
In France, p2p lending meets Kickstarter-style crowdfunding
Regular readers of Springwise may remember Kisskissbankbank, the France-based site we covered back in 2009 that allows music fans to invest in artists’ future. The team behind it is now back with a new project called hellomerci, a peer-to-peer lending platform that uses Kickstarter-style crowdfunding elements. READ MORE…
Banks helped to assess consumers without credit histories through behavioral analysis service
We’ve seen a couple of efforts to introduce quick and easy banking services in developing nations. Now addressing the topic of credit-worthiness, Cignifi aims to help banks meet the needs of the 2.7 billion such people worldwide by offering credit and marketing scores for consumers using just mobile phone behavior data. READ MORE…